Need an appraisal in Indianapolis or Marion County?
The top seven reasons IN homeowners call on Branch Appraisal Services, Inc:
Own a home in or near Indianapolis, IN and need help deciding the price of it?
We at Branch Appraisal Services, Inc understand the unique needs of a homeowner after appraisal services. Our regular business clients understand the appraisal process and the usual documents we provide. Being a homeowner that probably doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. Branch Appraisal Services, Inc is veterans in helping customers just like you do away with unnecessary PMI insurance.
Challenge Marion county's assessment of your property
If you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Branch Appraisal Services, Inc is your strongest weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Branch Appraisal Services, Inc can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would like to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Branch Appraisal Services, Inc can help with that too. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.