Attention homeowners in Indianapolis and Marion County: Need an appraisal?
See the top reasons IN homeowners hire Branch Appraisal Services, Inc:
Need help determining the value of your home in or near Indianapolis, IN?
At Branch Appraisal Services, Inc, we understand the unique needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Branch Appraisal Services, Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are veterans in helping customers just like you delete unneeded and unwanted PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that's going down. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Branch Appraisal Services, Inc is your chief weapon.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Branch Appraisal Services, Inc can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.